Direct Lending

The Housing Finance Agency plc. is in a position to accept applications from Approved Housing Bodies who meet the following minimum criteria to apply for Certified Body status, prior to applying directly for funding.

Minimum criteria required for eligibility to apply to the HFA are:


  • Evidence of at least three years' operation of projects under the Capital Loan & Subsidy Scheme
  • Acceptable legal form (company, co-operative, society)
  • Three years' audited financial statements
  • Current Tax Clearance Certificate

In addition the body will, subsequent to being deemed a Certified Body, be required to establish a properly mandated bank account and sign a Master Loan Agreement (MLA) with the HFA.


The HFA welcomes applications from eligible bodies, and enquiries should be made, in the first instance, to:


Ms Maria O'Reilly,

Senior Lending Officer - AHBs,

Housing Finance Agency plc.,

46 St. Stephen's Green,

Dublin 2.


Phone: 01 8725 722

Email: directlending@hfa.ie


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